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Life insurance is a protection against financial loss that would result from the premature death of an insured. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. The death benefit is paid by a life insurer in consideration for premium payments made by the insured.
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. It is often included in employer benefit packages as a means of enticing quality employees. The cost of health insurance premiums is deductible to the payer, and benefits received are tax-free.
Prepaid Funeral Plans
A Funeral Plan is a funeral you can plan and pay for in advance. Planning ahead and arranging a Funeral Plan can be a simple way of ensuring your loved ones are protected in the future against unexpected costs and the worry of planning a loved ones funeral. We have a range of funeral plan options to suit every budget.